This Is Money is a leading UK personal finance and financial news website that helps readers understand savings, investments, mortgages, pensions, and everyday money matters. It combines financial journalism with practical explanations, making complicated economic developments easier to understand.
Whether you are searching for competitive savings accounts, following stock market developments, or planning your retirement, the publication offers information across many important financial topics.
However, understanding what the website provides, how its reporting works, and when to seek additional guidance can help you make better use of its content.
What Is This Is Money?
This Is Money is a British financial news website and the money section of MailOnline. Launched in 1999, it covers personal finance, business developments, investment markets, property, motoring, and consumer issues.
Its main purpose is to explain financial developments and help readers understand how changes in the economy could affect their financial lives.
Rather than concentrating entirely on professional investors, the publication also addresses everyday questions about household bills, bank accounts, borrowing, and retirement.
Readers can explore breaking financial stories alongside longer guides explaining financial products and decisions. This combination makes the website relevant to people with different levels of financial knowledge.
Readers can visit the official This Is Money website to explore financial news, practical guides, and specialist reporting.
Who Owns and Manages This Is Money?
The publication operates within dmg media, the consumer media company of Daily Mail and General Trust (DMGT), and is associated with MailOnline. Its coverage is produced by financial journalists and editors specialising in different areas of money and business.
In August 2023, Simon Lambert moved from editor to publisher, while Lee Boyce became editor. Both have established careers in British financial journalism.
The publication has also received industry recognition. In June 2026, the Daily Mail and This Is Money team won Consumer Money Title of the Year at the Headline Money Awards.
Such recognition demonstrates its standing within financial journalism, although individual articles should still be evaluated for accuracy, relevance, and supporting evidence.
What Financial Topics Does This Is Money Cover?
The website covers several areas that affect how British households earn, spend, save, borrow, and invest their money.
Savings Accounts and Banking
Savings coverage is especially useful for readers interested in earning interest while managing financial risk.
Articles explain different savings products, interest rates, banking developments, and changes affecting depositors.
Common topics include easy-access savings accounts, fixed-rate bonds, Cash ISAs, and savings decisions when interest rates change.
For example, someone comparing a fixed-rate account with an easy-access product needs to consider more than the advertised return. Withdrawal restrictions, access to emergency savings, and the account’s conditions can matter just as much.
Readers should also understand that savings rates change and that an older article may no longer reflect currently available products.
Mortgages and the UK Property Market
Mortgage costs can have a major effect on household budgets. The website follows housing market developments, mortgage rates, and decisions affecting homeowners.
Its property coverage helps explain issues facing first-time buyers, people remortgaging, and households considering a move.
Readers can learn about fixed and variable mortgage rates, affordability, house prices, and how wider economic conditions influence borrowing.
A useful distinction is the difference between the Bank of England’s Bank Rate and an individual mortgage offer. Lenders consider funding costs, competition, borrower circumstances, and product terms, so mortgage rates do not necessarily move immediately alongside Bank Rate.
Investing and Stock Market News
Investment coverage is another important part of the publication.
Its financial journalists report on listed companies, market movements, investment funds, economic developments, and business decisions affecting investors.
Readers may encounter coverage of the FTSE 100, London Stock Exchange, individual company shares, investment trusts, and Stocks and Shares ISAs.
These articles can help explain why markets rise or fall, but market commentary should not be confused with a guarantee of future performance.
An investment that suits someone with a long time horizon and substantial savings may be inappropriate for somebody who needs their money within months.
Pensions and Retirement Planning
Pensions are often difficult to understand because they involve taxation, investment choices, retirement timing, and changing rules.
This Is Money publishes pension news and explanations covering workplace pensions, personal pensions, the State Pension, and retirement income.
Readers can explore questions involving pension contributions, withdrawals, tax allowances, and planning for later life.
Its pension coverage also includes expert-led responses to reader questions. These discussions can highlight issues worth investigating, although they cannot establish the best pension decision for every individual.
Household Bills and Consumer Rights
Financial management is not limited to investing and banking. Electricity bills, insurance premiums, travel costs, and everyday purchases also affect household finances.
The website shares practical money saving tips and covers consumer concerns, including disputes with financial providers and problems involving services or payments.
Readers may discover how complaints work, what information to collect when challenging a decision, and why comparing renewal offers can be worthwhile.
Consumer-focused reporting is particularly useful when it explains the practical steps readers can take rather than simply describing an expensive or frustrating experience.
What Makes This Is Money Useful to Readers?
One of the publication’s strengths is its combination of financial news and explanations aimed at ordinary consumers.
Economic headlines often contain unfamiliar terms, particularly when discussing interest rates, government borrowing, pensions, or investment markets.
Accessible explanations can help readers connect these larger events with their own circumstances.
The website also covers both immediate financial concerns and longer-term planning. Someone researching an expensive household bill may eventually become interested in building savings, investing, or preparing for retirement.
However, a useful financial publication should support independent thinking. A compelling headline may encourage someone to investigate an issue, but it should never become the sole basis for a financial decision.
How to Use This Is Money for Better Financial Decisions
Readers benefit most when they approach financial news with a specific question or objective.
Start With Your Financial Priorities
Identify the problem you are trying to solve before reading several unrelated articles.
Someone struggling with monthly expenses should probably prioritise budgeting and household costs. A reader planning to retire might focus on pension income, tax implications, and investment risk.
Check the Publication Date
Financial information can become outdated quickly.
A savings comparison published several months earlier may contain interest rates that have since changed. Mortgage offers can disappear, and government proposals may be amended before becoming law.
Always check whether an article describes a proposal, an announced decision, or a rule already in force.
Compare Information With Primary Sources
Use financial reporting to understand an issue, then verify the details that directly affect your circumstances.
For example, confirm an advertised savings rate with the bank itself. Check official government guidance for tax rules and pension eligibility.
This approach reduces the risk of acting on incomplete or outdated information.
Consider the Full Financial Picture
A product offering an attractive headline rate might include restrictions, charges, or risks that make it less suitable than another option.
Consider accessibility, fees, eligibility, taxation, and whether the product matches your needs.
Understanding This Is Money’s Stock Market Reporting
This Is Money’s stock market reporting sometimes focuses on major companies leaving London’s stock market, declining investment activity, or concerns about Britain’s financial competitiveness.
Such stories can be significant, but readers should distinguish between different developments.
A company moving its share listing overseas is not the same as a company closing its British operations. Similarly, a takeover, withdrawn listing, and unsuccessful fundraising have different consequences.
When reading This Is Money’s coverage of the London Stock Exchange, look beyond the headline to understand what has actually happened.
Ask whether the story concerns investment flows, company valuations, employment, or wider economic policy. This helps turn a dramatic market headline into a clearer financial explanation.
This Is Money App and Podcast
Readers can access the publication beyond its main website.
This Is Money Mobile App
The official This Is Money app is available through the Apple App Store and Google Play.
It provides financial news and articles covering savings, property, investments, consumer developments, and other money-related subjects.
The app offers a convenient alternative for readers who prefer following financial developments on their phones.
This Is Money Podcast
The publication also produces the This Is Money Podcast, which discusses financial news and its practical implications.
Its presenters and contributors include Georgie Frost, Simon Lambert, Lee Boyce, and other members of the financial journalism team.
Episodes explore subjects such as pension decisions, investing, taxation, and household finances. The conversational format can make detailed financial issues easier to follow, especially for listeners who prefer explanations to lengthy articles.
Is This Is Money Reliable?
This Is Money is an established financial journalism publication with experienced contributors and a recognised media publisher.
Nevertheless, readers should distinguish between factual reporting, analysis, opinion columns, and commercial material.
A news article might accurately report that a company has announced a financial decision. An accompanying opinion column could interpret that decision differently.
Neither format guarantees that a particular investment or financial product will perform as expected.
Readers should consider three important questions:
- Is the information current? Financial figures, product rates, and regulations can change.
- Is the claim supported? Look for official announcements, named sources, or evidence that can be independently checked.
- Does the content apply to my circumstances? General guidance cannot account for every reader’s income, financial obligations, or tolerance for risk.
Advertising and sponsored material should also be distinguished from independent editorial coverage.
Understanding these differences makes financial news more useful without treating every published conclusion as definitive.
When Should Readers Seek Other Financial Resources?
The website is useful for discovering financial developments and learning about unfamiliar topics, but some decisions require more specialised support.
MoneyHelper provides free, impartial financial guidance backed by the UK government. It covers budgeting, debt, pensions, borrowing, and other money matters.
For FCA-regulated financial products or services, readers can use the Financial Conduct Authority’s Firm Checker to verify whether a business has appropriate authorisation.
Deposit protection is another issue worth checking independently. Since December 2025, the standard Financial Services Compensation Scheme limit for eligible UK bank deposits has been £120,000 per person, per authorised firm. Shared banking licences can affect how that protection applies.
These official resources complement financial journalism by helping readers verify specific rules and protections.
For complex tax planning, pension transfers, or major investments, appropriately qualified professional advice may also be necessary.
Final Thoughts
This Is Money offers a broad introduction to the financial issues affecting UK consumers and investors. Its coverage of savings, mortgages, pensions, household bills, and business news makes it a useful starting point for financial research.
The greatest benefit comes from combining clear financial journalism with independent verification and an understanding of personal circumstances.
By checking publication dates, comparing information, and recognising the difference between news and personalised advice, readers can use the website more effectively and approach important money decisions with greater confidence.
Also Read: Anna Mikhailova: Her Remarkable Rise in British Political Journalism
Frequently Asked Questions
What is This Is Money?
This Is Money is a UK financial news and personal finance website associated with the Daily Mail and MailOnline. It covers investing, savings, mortgages, pensions, consumer issues, and business developments.
Is This Is Money free to read?
The website provides free access to financial news and explanatory content, and its official mobile app is free to download. Readers should check the terms of any external financial products or services mentioned in its articles.
Who owns This Is Money?
It operates within dmg media, part of Daily Mail and General Trust (DMGT). Simon Lambert became its publisher in 2023, while Lee Boyce took over as editor.
Does This Is Money provide financial advice?
It publishes financial news, explanations, opinions, and consumer guidance. However, general journalism is not a substitute for regulated financial advice tailored to an individual’s circumstances.
Does This Is Money cover the London Stock Exchange?
Yes. Its business and markets reporting includes London-listed companies, stock market developments, investment news, and major events affecting the UK’s financial sector.
Is there a This Is Money podcast?
Yes. The This Is Money Podcast discusses financial news, pensions, investments, household money, and related topics. It is available through major podcast platforms, including Apple Podcasts.
